Thanks to the world of science, the world of sport is changing. Concussions aren’t just a bang on the head. Medical science continues to show just how serious concussion injuries can be. When universities recruit athletes, do they discuss the risk; do they discuss the potential medical cost; is disclosure required?

Our Stories

Kent State student journalists report their findings.

Shanice Dunning

WHO PAYS?
MAC schools aren’t required to tell athletes who’s responsible for medical expenses

Shanice Dunning
Posted: 4/5/2013 2:00 pm EST
Updated: 4/10/2013 8:54 am EST

When budding young athletes are lured by college recruiters they’re told a lot about the university in attempt to hook them, but one topic recruiters are avoiding is medical coverage.

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Raven Brinson

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Tong Guan

Chaoxin Wang

Chaoxin Wang

Erika Kerr

Erika Kerr

Andy Jardy

Andy Jardy


Case Study: Louisville

Athletic Injuries: Who Pays After Graduation?

Gabriel Kramer and Megan Shaw
Posted: 4/5/2013 2:00 pm EST

Louisville guard Kevin Ware doesn’t have to worry about medical bills now. What his insurance doesn’t cover the university’s will. But what if his nationally televised broken leg doesn’t heal the way it should, what if Ware has persistent problems and medical costs after graduation?

The University of Louisville has not yet responded to our questions, but one person who did is Ramogi Huma, president of the National College Players Association. He says universities need to be far more transparent about who is going to pay for athletic injuries requiring hospitalization. Huma says the current system can lead to some huge medical bill surprises.

“Many of the coaches who are recruiting the players,” says Huma,  “are promising the players that if they are injured, the university will take care of it, but in reality the university is not obligated to pay one penny for any sports related injury.”

Confusion about who pays is understandable. 

In a USA Today article posted earlier this week, NCAA spokesperson, Stacey Osburn, was quoted saying, “Student-athletes must have insurance covering athletic-related injuries to practice and compete, per rules adopted by NCAA institutions – and in most cases colleges and universities provide that coverage.”

In most cases the university provides that coverage?

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Advice to avoid medical bill surprises

Ramogi Huma, National College Players Association

Also Watch:  Medical Bill Surprise  |  Need for Honesty  |  Universities Fight Disclosure  |  No Disclosure Policy  |  Advice for the Student

DISCLOSURES

When universities recruit athletes, do they discuss the risk; do they discuss the potential medical cost; is disclosure required?

Disclosed risks?
Akron NO
Toledo NO
Kent State NO
Buffalo NO
Ohio University NO
Eastern Michigan NO
Western Michigan NO
Bowling Green NO
Miami NO
Northern Illinois NO
Ball State NO
Central Michigan NO
U Mass NO
Disclosed medical costs?
Akron NO
Toledo NO
Kent State NO
Buffalo NO
Ohio University NO
Eastern Michigan NO
Western Michigan NO
Bowling Green NO
Miami NO
Northern Illinois NO
Ball State NO
Central Michigan NO
U Mass NO
Who pays for treatment?
Akron Student
Toledo Student
Kent State Student
Buffalo Student
Ohio University Student
Eastern Michigan Student
Western Michigan Student
Bowling Green Student
Miami Student
Northern Illinois Student
Central Michigan Student
U Mass Student
Who pays the deductible?
Akron University
Toledo University
Kent State University
Buffalo Student
Ohio University Student
Eastern Michigan Student
Western Michigan Student
Bowling Green Student
Miami University
Northern Illinois University
Central Michigan University
U Mass Student

Total Medical Expenses & Insurance

MAC vs Louisville vs Ohio State.

total medical expenses

Source: NCAA Expense & Revenue reports submitted by the universities.

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